Social Media Icons - Top Right

Infinite Banking

Mick's Financial Services

Planning for a secure financial future doesn’t have to be complex. Infinite Banking empowers you to take control of your finances by allowing you to borrow against the cash value of a life insurance policy, creating a personal bank. Use these funds for major expenses, investments, or emergencies, without relying on traditional banks.

Image

Sara K.R.

⭐⭐⭐⭐⭐

Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live.

Happy Customers

More than 1,000+ clients taken care of!

Infinite Banking

Mick's Financial Services

Planning for a secure financial future doesn’t have to be complex. Infinite Banking empowers you to take control of your finances by allowing you to borrow against the cash value of a life insurance policy, creating a personal bank. Use these funds for major expenses, investments, or emergencies, without relying on traditional banks.

About Us

Helping You To

Manage Your Infinite Banking Needs!

Financial educator and business owner Mickey McDonald is on a mission to help Midwest families protect what matters most.

Mickey McDonald

Owner & Licensed Financial Professional
NPN: 20335760

About Us

Helping You To

Manage Your Infinite Banking Needs!

Financial educator and business owner Mickey McDonald is on a mission to help Midwest families protect what matters most.

Mickey McDonald

Owner & Licensed Financial Professional
20335760

Everything You Need To Know

About Infinite Banking At A Glance

What is Infinite Banking?

Infinite Banking is a strategy that uses a whole life insurance policy as a personal bank. By building cash reserves within the policy, you can borrow against it, repay with interest, and grow your savings independently—reducing reliance on traditional banks.

Important Details

Infinite Banking builds a self-sustaining financial system, offering lifelong protection and tax-advantaged cash growth. Access funds as needed for investing, education, or retirement. Start your journey to financial independence today.

Everything You Need To Know

About Infinite Banking At A Glance

What is Infinite Banking?

Infinite Banking is a strategy that uses a whole life insurance policy as a personal bank. By building cash reserves within the policy, you can borrow against it, repay with interest, and grow your savings independently—reducing reliance on traditional banks.

Important Details

Infinite Banking builds a self-sustaining financial system, offering lifelong protection and tax-advantaged cash growth. Access funds as needed for investing, education, or retirement. Start your journey to financial independence today.

Reviews

Real-Life Testimonials

From Satisfied Clients

Sara K.R.

Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live.

Missy T.

OMG, where to start? I had so many questions about life insurance for my husband and me. Mick took the time to listen to our needs, what was in our budget, going over every option available to us and made it simple! I highly recommend Mick for ALL your financial needs!

Katelyn H.

I went through Mick’s Financial Services to set up a retirement account, a college savings for my daughter, as well as some much needed life insurance. The process was very simple and he helped me fully understand everything before I made any final decisions. He made sure I had the right plan to accommodate my needs/wants while also not breaking the bank. Highly recommend this wonderful professional!

Reviews

Real-Life Testimonials

From Satisfied Clients

Sara K.R.

"Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live."

Missy T.

"OMG, where to start? I had so many questions about life insurance for my husband and me. Mick took the time to listen to our needs, what was in our budget, going over every option available to us and made it simple! I highly recommend Mick for ALL your financial needs!"

Katelyn H.

"I went through Mick’s Financial Services to set up a retirement account, a college savings for my daughter, as well as some much needed life insurance. The process was very simple and he helped me fully understand everything before I made any final decisions. He made sure I had the right plan to accommodate my needs/wants while also not breaking the bank. Highly recommend this wonderful professional!"

More Info

Important Questions

Is Infinite Banking Right for Me?

Infinite Banking works best for individuals seeking financial independence and control over their funds. It’s ideal for those interested in building a flexible, long-term financial system. This approach can be customized to suit various income levels and financial goals.

How Much Should I Contribute to Start?

The amount to start depends on your financial goals and budget. Consult with an expert to determine an optimal contribution amount to meet your needs. Starting with the right amount can set you up for sustainable, long-term growth.

Is a Medical Exam Required?

A medical exam may be required to establish a whole life insurance policy, but this varies by provider and policy terms. Some providers may offer policies without exams, depending on coverage needs.

Can I Access My Funds Anytime?

Yes, you can borrow against your policy’s cash value anytime, with flexible repayment terms tailored to your needs. This flexibility is one of the key benefits of the Infinite Banking strategy.

How do I Sign Up?

Schedule a consultation to explore how Infinite Banking can be tailored to your financial goals and learn the steps to set up your policy.

More Info

Important Questions

Is Infinite Banking Right for Me?

Infinite Banking works best for individuals seeking financial independence and control over their funds. It’s ideal for those interested in building a flexible, long-term financial system. This approach can be customized to suit various income levels and financial goals.

How Much Should I Contribute to Start?

The amount to start depends on your financial goals and budget. Consult with an expert to determine an optimal contribution amount to meet your needs. Starting with the right amount can set you up for sustainable, long-term growth.

Is a Medical Exam Required?

A medical exam may be required to establish a whole life insurance policy, but this varies by provider and policy terms. Some providers may offer policies without exams, depending on coverage needs.

Can I Access My Funds Anytime?

Yes, you can borrow against your policy’s cash value anytime, with flexible repayment terms tailored to your needs. This flexibility is one of the key benefits of the Infinite Banking strategy.

How do I Sign Up?

Schedule a consultation to explore how Infinite Banking can be tailored to your financial goals and learn the steps to set up your policy.

Looking for a First-Class Infinite Banking Consultant?

Looking for a First-Class Infinite Banking Consultant?

Mick's Financial Services is committed to serving you at the highest level with all your Infinite Banking needs.

National Producer Number: 20335760

Social Media Icons - Bottom Left

Company

Directories

Mick's Financial Services is committed to serving you at the highest level with all your Infinite Banking needs.

National Producer Number: 20335760

Social Media Icons - Below Previous Section

Company

Directories